What is the property tax rate in Saginaw, Texas?

The City of Saginaw's adopted 2026 rate is $0.586649 per $100 of taxable value. The full stack for a Saginaw address in Eagle Mountain-Saginaw ISD is about $2.36 per $100 once the school district, county, hospital district, college district and water district lines are added (Tarrant County Tax Office summary, October 2026).

How much are property taxes on a $300,000 house in 76179?

Roughly $5,300 a year as a homestead with the $140,000 school exemption applied, or about $7,094 as a rental with no exemptions, at the 2026 Saginaw-city stack of $2.364649 per $100. A Fort Worth address in the ZIP runs about $357 higher on the rental figure.

Why is the school district the biggest line on my Saginaw tax bill?

Eagle Mountain-Saginaw ISD's 2026 rate is $1.2857 per $100, more than half of the combined stack. School districts in Texas are funded largely by local property tax, which is also why the $140,000 state homestead exemption applies to the school line.

Does Saginaw, TX have a city property tax?

Yes. The City of Saginaw adopted $0.586649 per $100 for the fiscal year beginning October 1, 2026, up 5.7 cents from $0.529649 the year before, per the city's tax-rate page.

Will my property taxes go up when I buy a house in Saginaw?

Usually, relative to what the seller paid, because after a sale the appraisal district reappraises at market and the seller's capped value and exemptions do not transfer. File your own homestead exemption with the Tarrant Appraisal District after closing for the $140,000 school exemption and, from the following tax year, the 10% cap.

Are property taxes different for a rental house in 76179?

The rates are the same; the exemptions are not. A rental gets no homestead exemption and, through 2026, a 20% annual appraisal cap instead of the homestead's 10%. The 20% cap is scheduled to expire December 31, 2026 under Tax Code 23.231.

Tarrant County · Owner Guide

What are property taxes in Saginaw, TX (76179)? The 2026 rate stack, line by line

By Andrew ChavisOctober 17, 20265 min read

The Short Answer

About $2.36 per $100 of taxable value for a Saginaw city address inside Eagle Mountain-Saginaw ISD, before exemptions, for tax year 2026. The lines: City of Saginaw $0.586649 (adopted for the fiscal year beginning October 1, 2026, up from $0.529649), Eagle Mountain-Saginaw ISD $1.2857 (adopted August 10, 2026, pending voter ratification on November 3), Tarrant County $0.186, Tarrant County Hospital District $0.159 (listed as proposed; adoption not confirmed as of October 17, 2026), Tarrant County College District $0.120, and Tarrant Regional Water District $0.0273 (proposed). On a $300,000 homestead the school line is figured on $160,000 after the $140,000 state exemption, which brings the bill to roughly $5,300 a year; the same house as a rental, with no exemption, is about $7,100. Fort Worth addresses inside 76179 swap the city line to Fort Worth's $0.70565. Every rate here comes from the Tarrant County Tax Office Truth-in-Taxation summary (modified October 8, 2026), the City of Saginaw, the district's election notice, and the Texas Comptroller, each read October 17, 2026.

The Six Lines on a Saginaw Statement

A Tarrant County tax statement lists every taxing unit separately, with its rate per $100 of taxable value. For a Saginaw, Texas address in Eagle Mountain-Saginaw ISD, tax year 2026: City of Saginaw $0.586649 (M&O $0.335201, I&S $0.251448; 2025 was $0.529649); Eagle Mountain-Saginaw ISD $1.2857 (M&O $0.7869, I&S $0.4988; 2025 was $1.2457; stands if Proposition A passes November 3, 2026, else about $1.2457); Tarrant County $0.186 (2025: $0.1862); Tarrant County Hospital District $0.159 (2025: $0.165; listed as the 2026 figure on the county summary, adoption vote not confirmed); Tarrant County College District $0.120 (2025: $0.11228); Tarrant Regional Water District $0.0273 (proposed; 2025: $0.0265). Sum: $2.364649 per $100, against $2.265329 in 2025, a rise of about ten cents, most of it the city and the school district. Special districts (a MUD or PID on newer construction) would add lines; check the specific account at the Tarrant Appraisal District.

A Worked Example: $300,000 Homestead vs. the Same House as a Rental

Homestead. The school district must exempt $140,000 of a homestead's value (Texas Tax Code 11.13(b)), so the EMS ISD line is $1.2857 on $160,000 = $2,057.12. The other units have their own, smaller homestead exemptions that vary by unit and are not assumed here; on the full $300,000 they total $1.078949 per $100 = $3,236.85. Rough homestead bill: about $5,294 before any county, city or college exemption the owner qualifies for, so the real number is lower. Rental. No homestead exemption on any line: $2.364649 on $300,000 = $7,093.95. The gap between the two is mostly the school exemption, and it is why a house carries a different tax bill the year an owner moves out and rents it.

Fort Worth Addresses in 76179

The ZIP straddles two cities. A Fort Worth address in 76179 replaces Saginaw's $0.586649 with Fort Worth's adopted 2026 rate of $0.70565 (2025: $0.67), so the stack becomes about $2.48 per $100 in EMS ISD, or about $2.26 in the part of the ZIP served by Northwest ISD ($1.0638). On the $300,000 rental above, the Fort Worth-EMS ISD stack is $7,450.95, about $357 more than the Saginaw-city stack. The city line is the one buyers overlook when they shop the ZIP instead of the address.

The Caps: 10% for a Homestead, 20% for Everything Else Through 2026

Two different limits on how fast the taxable value can rise. A homestead's appraised value may not increase more than 10 percent a year (Tax Code 23.23). Non-homestead real property valued at $5,320,000 or less for 2026 has a 20 percent cap under Tax Code 23.231, the so-called circuit breaker, which the Comptroller's page says expires December 31, 2026. The Tarrant Appraisal District applies both automatically; a sale resets the base to market value. For a buyer, that means the next appraisal after the sale is at or near market, not the previous owner's capped number. For anyone buying a house in 76179 as a rental, the 2027 appraisal is the first one with no 20 percent limit unless the Legislature acts in its January 2027 session.

When the Bill Comes and When It Is Due

The Tarrant County Tax Office mails 2026 statements beginning in October. Taxes are due on receipt and become delinquent February 1; January 31, 2027 falls on a Sunday, so under Tax Code 1.06 a payment made on Monday, February 1, 2027 is still timely. The City of Saginaw's own page says the same: bills mailed in October, due without penalty by January 31. Most mortgage servicers pay from escrow; the servicer's next annual escrow analysis then resets the monthly payment to match the new bill, which is where most owners feel a rate change.

How We Use These Numbers

For buyers we price the tax line by the address, not the ZIP, because the city line and sometimes the school line change at the street. For owners we read every statement the week it lands against last year's values and exemptions. Every rate on this page is from a primary source with the date we read it, and the two lines that are still proposed are labeled proposed; we update the page when the November 3 result and the hospital district's adoption are posted.

Common Questions

What is the property tax rate in Saginaw, Texas?: The City of Saginaw's adopted 2026 rate is $0.586649 per $100 of taxable value. The full stack for a Saginaw address in Eagle Mountain-Saginaw ISD is about $2.36 per $100 once the school district, county, hospital district, college district and water district lines are added (Tarrant County Tax Office summary, October 2026).
How much are property taxes on a $300,000 house in 76179?: Roughly $5,300 a year as a homestead with the $140,000 school exemption applied, or about $7,094 as a rental with no exemptions, at the 2026 Saginaw-city stack of $2.364649 per $100. A Fort Worth address in the ZIP runs about $357 higher on the rental figure.
Why is the school district the biggest line on my Saginaw tax bill?: Eagle Mountain-Saginaw ISD's 2026 rate is $1.2857 per $100, more than half of the combined stack. School districts in Texas are funded largely by local property tax, which is also why the $140,000 state homestead exemption applies to the school line.
Does Saginaw, TX have a city property tax?: Yes. The City of Saginaw adopted $0.586649 per $100 for the fiscal year beginning October 1, 2026, up 5.7 cents from $0.529649 the year before, per the city's tax-rate page.
Will my property taxes go up when I buy a house in Saginaw?: Usually, relative to what the seller paid, because after a sale the appraisal district reappraises at market and the seller's capped value and exemptions do not transfer. File your own homestead exemption with the Tarrant Appraisal District after closing for the $140,000 school exemption and, from the following tax year, the 10% cap.
Are property taxes different for a rental house in 76179?: The rates are the same; the exemptions are not. A rental gets no homestead exemption and, through 2026, a 20% annual appraisal cap instead of the homestead's 10%. The 20% cap is scheduled to expire December 31, 2026 under Tax Code 23.231.